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política de privacidad

Aviso legal

Effective Date: September 8, 2025

DeFi Wealth Hub ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, share, and safeguard your personal information when you visit our website (https://defiwealthhub.com), subscribe to our membership tiers (Explorer, Pathfinder, Maven), or use the DeFi TokenSense© App (https://tokensense-y4fbq20jn-davids-projects-a65d8852.vercel.app/). By using our services, you agree to this policy.

1. Information We Collect

1.1 Personal Information

We may collect the following personal information when you interact with our website or services:

  • Contact Information: Name, email address, and phone number (if provided) during sign-up, payment, or support inquiries.

  • Payment Information: Billing details (e.g., credit card information, billing address) processed through secure third-party payment providers (e.g., Wix Payments, Stripe, PayPal) for membership subscriptions.

  • Account Information: Username, password, and profile details for membership accounts.

  • Communication Data: Messages or inquiries sent via contact forms, support emails, or forum participation (Pathfinder and Maven tiers).

  • Consultation Data: Information provided during personalized consultations or portfolio reviews (Maven tier only).

1.2 Non-Personal Information

We collect non-identifiable information, including:

  • Usage Data: Pages visited, time spent, clicks, and interactions with the website or DeFi TokenSense© App.

  • Device Information: IP address, browser type, device type, and operating system.

  • Cookies and Tracking: We use cookies and similar technologies to enhance user experience, analyze usage, and deliver personalized content. You can manage cookie preferences via your browser settings.

2. How We Use Your Information

We use your information to:

  • Provide and manage membership services (e.g., access to tutorials, webinars, forums, DeFi TokenSense© App).

  • Process payments and manage subscriptions for Explorer ($19/month), Pathfinder ($49/month), and Maven ($149/month) tiers.

  • Facilitate community features, workshops, mastermind groups, and consultations.

  • Send transactional emails (e.g., receipts, account updates) and, with your consent, promotional emails about DeFi Wealth Hub services.

  • Improve our website and services through analytics and user feedback.

  • Ensure security, prevent fraud, and comply with legal obligations.

3. How We Share Your Information

We do not sell your personal information. We may share it with:

  • Service Providers: Third parties (e.g., Wix, Stripe, PayPal) for payment processing, hosting, analytics, and email services, under strict confidentiality agreements.

  • DeFi TokenSense© App: Data necessary for app functionality, subject to its privacy policy at https://tokensense-y4fbq20jn-davids-projects-a65d8852.vercel.app/.

  • Legal Compliance: If required by law, regulation, or legal process (e.g., court orders).

  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred with prior notice.

4. Data Security

We implement reasonable security measures (e.g., encryption, secure servers) to protect your information. However, no system is completely secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

5. Your Rights and Choices

Depending on your jurisdiction, you may have the right to:

  • Access, correct, or delete your personal information.

  • Opt out of promotional emails via the unsubscribe link or by contacting us.

  • Disable cookies through your browser settings (note: this may affect functionality).

  • Request data portability or object to certain data processing.

To exercise these rights, contact info@defiwealthhub.com. We will respond within the timeframes required by applicable law (e.g., 30 days for GDPR, 45 days for CCPA).

6. Third-Party Links

Our website and DeFi TokenSense© App may link to third-party sites (e.g., Discord, payment processors). We are not responsible for their privacy practices. Review their policies before providing information.

7. Children’s Privacy

Our services are not intended for individuals under 18. We do not knowingly collect personal information from children. If you believe we have such data, contact us to have it removed.

8. International Data Transfers

Your information may be processed in countries outside your jurisdiction, including the United States, where data protection laws may differ. We ensure appropriate safeguards for such transfers.

9. Data Retention

We retain personal information only as long as necessary for the purposes outlined (e.g., active membership duration) or as required by law. Usage data may be retained for analytics purposes in anonymized form.

10. Changes to This Policy

We may update this Privacy Policy. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of the updated policy.

11. Contact Us

For questions or to exercise your privacy rights, contact:

12. Governing Law

This policy is governed by the laws of Florida, USA. Disputes will be resolved in Florida courts.

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